★   A True Story   ★

"SEE the stumbles. MARVEL at the wreckage.
BEHOLD the strategy that climbs out of it."

Act I  ·  2000–2010
The Dart-Throwing Years
Buying stocks because they were on the news. Holding them because of inertia. Learning the hard way that a name you recognize is not an investment thesis.
Act II  ·  2010–2019
The High-Yield Trap
Chasing 15% yields and watching them collapse. Discovering that a dividend is only as good as the company behind it — and some companies are not good.
Act III  ·  2019–Present
The Ascent
A ranked watchlist. Three metrics. A portfolio that grew from $20,000 to $98,000 while the strategy was still being refined. The mountain is climbable.

All of this is in the book. It's a short read. You have the time.

Total Growth Investing — Lessons Learned book cover

Lessons Learned

How to build a Nest Egg and Revenue Stream

by Chad Lupkes

Built from 20 years of mistakes — dart-throwing at news-driven stocks, then chasing unsustainable high yields — and a decade of refinement, Lessons Learned walks through the Total Growth Investing methodology from first principles.

Why high yields fail. Why price growth alone isn't enough. How a ranked watchlist changes the way you make buy decisions. How to think about the journey from building a portfolio to living off one. Written for real investors, not Wall Street professionals.

Open source investing

The full text is freely available in Google Docs — because the goal of TGI has always been to help people invest better, not to put the methodology behind a paywall.

If what you read helps you build a better portfolio, the Kindle edition is how you pay it forward. The royalty goes back into the work. Until IPFS Sats makes Lightning zaps a thing, that's what we've got.

v0.3 In Progress

An updated edition is in development. Version 0.3 will incorporate the Living Civilization framework that underpins the TGI strategy structurally — explaining not just what works, but why. A paperback edition is planned alongside the Kindle release.

The strategy is in the tools.

The book explains the why. The watchlist and AppSheet are where you put it to work.

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